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Heard news of coming 4% rates this morning, is this true??

Posted on: 19th Mar, 2009 06:44 am
My fiance and I are in the market, and keep coming up just short of the houses we want to purchase, with a rate that low we could easily qualify for the homes we want, should we be excited or not.

She heard it on Good Morning America this morning. The clip can be viewed at their website. Sorry, I could not post the link.
you can get rates below 5% now, but it costs. honestly, though, there is no way anyone can predict with confidence where rates will go. does it look like we may have lower rates? sure it does...but we had that idea over a month ago too.

time will be the judge
Posted on: 19th Mar, 2009 06:47 am
Thanks for the reply. I guess they were just speculating on what would happen because of the feds pumping $1 Trillion into Govt and Mortgage bonds. They said that rates could drop from the 5.15% to the 4% range, pretty much immediately. I guess our excitement was a little premature...

run a google search and go to the GMA website, the clip is only like a minute or so long, its worth seeing. If its BS, they should be shot, haha.
Posted on: 19th Mar, 2009 06:54 am
Semerrym,

Actually rates ARE in the 4% range currently. But it ultimately depends on your qualifications. A borrower with 760 credit and lower DTI can get a loan in the 4 - 5% range EASY. So if you are looking to purchase a place, I would do it sooner than later.
Posted on: 19th Mar, 2009 09:51 pm
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