Posted on: 22nd Feb, 2011 05:52 am
i would like to introduce myself. my name is ellen miller and i live in fredon. i have hit on hard times in my life. my family consists of my son who just came back from texas and has no license and is having trouble finding a job, my daughter who is a vet technician, my mother who is 75 and not well, and my boyfriend ( which we were
going to get married next month but we had to put it off due to all of this) who works part time for now because he also having trouble getting a job.
i have always worked. my last job i had for 5 years and in may of 2010 i got sick and had to go out on disability. after 5 month i was well enough to go back to work but when i tried i didn't have a job any more and no unemployment either. i have a heart problem, an ulcer, migrans, depression and possible raynounds sydrome(which is a circulation problem). now i can't even get medical help because of no health insurance or money.
my house is in need of a lot of repairs, but i can deal with living like that. i have run out of heating oil a few time but again i keep it cool in the house and just wear warmer cloths. what i can't handle is the fact i tried to refinance my house back in jan. 2010 because of the high interest rate. i paid a lawyer in fl. only to find out now the firm is going out of bussieness and even the bbb
change them to a f standings and they will not answer my phone calls. now i am going into foreclosure.
i have no job (which i appied for sooo many jobs but hear nothing), no money or imcome and soon no home and no where to go. i am getting sicker over all this. i have applied for help and never hear anything. its hard for me to get any where because i have no car and now can't afford a car.there isn't even alot of money for food anymore. everyone in the house does the best we can do but i guess its not enough.
please if you can help or know anything i can do to keep my house and remain here (my mom is too old to move) until i can get back on my feet and take over my responsabitly like i'm suppost to be doing for my family. i hate asking for help but i don't know what else to do. it is so hard to write everything down and explain it on paper because there is so much going on here, so i did my best.
thank you for your time,
ellen l miller
469 route 94 south
fredon township
newton, nj 07860
[size=9:0dd103e93c][color=red:0dd103e93c][email address and phone number deleted as per forum rules. thanks.][/color:0dd103e93c][/size:0dd103e93c]
going to get married next month but we had to put it off due to all of this) who works part time for now because he also having trouble getting a job.
i have always worked. my last job i had for 5 years and in may of 2010 i got sick and had to go out on disability. after 5 month i was well enough to go back to work but when i tried i didn't have a job any more and no unemployment either. i have a heart problem, an ulcer, migrans, depression and possible raynounds sydrome(which is a circulation problem). now i can't even get medical help because of no health insurance or money.
my house is in need of a lot of repairs, but i can deal with living like that. i have run out of heating oil a few time but again i keep it cool in the house and just wear warmer cloths. what i can't handle is the fact i tried to refinance my house back in jan. 2010 because of the high interest rate. i paid a lawyer in fl. only to find out now the firm is going out of bussieness and even the bbb
change them to a f standings and they will not answer my phone calls. now i am going into foreclosure.
i have no job (which i appied for sooo many jobs but hear nothing), no money or imcome and soon no home and no where to go. i am getting sicker over all this. i have applied for help and never hear anything. its hard for me to get any where because i have no car and now can't afford a car.there isn't even alot of money for food anymore. everyone in the house does the best we can do but i guess its not enough.
please if you can help or know anything i can do to keep my house and remain here (my mom is too old to move) until i can get back on my feet and take over my responsabitly like i'm suppost to be doing for my family. i hate asking for help but i don't know what else to do. it is so hard to write everything down and explain it on paper because there is so much going on here, so i did my best.
thank you for your time,
ellen l miller
469 route 94 south
fredon township
newton, nj 07860
[size=9:0dd103e93c][color=red:0dd103e93c][email address and phone number deleted as per forum rules. thanks.][/color:0dd103e93c][/size:0dd103e93c]
Hi Ellen!
Welcome to forums!
You should contact your lender and apply for a loan modification and check out if you can get the help. This will help you in saving the property and you'll be able to pay off the mortgage through an affordable payment plan.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You should contact your lender and apply for a loan modification and check out if you can get the help. This will help you in saving the property and you'll be able to pay off the mortgage through an affordable payment plan.
Feel free to ask if you've further queries.
Sussane