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Company Loan Type APR Est. Pmt.

PMI

Posted on: 30th Jul, 2009 07:37 pm
What is PMI?

Will this protect the lender or the borrower?


To how much amount or percentage of the loan?

Thank you
Hi helpjuly!

Welcome to forums!

Private Mortgage Insurance or PMI is helpful for the lenders. Your lender will ask you to go for a PMI if your down payment on a home is less than 20 percent of the appraised value or sale price. It will help you in getting a mortgage with a lower down payment. The PMI will protect your lender when you default on your mortgage dues. The charges on your PMI would vary depending on the size of the down payment and the loan. Normally, PMI amounts to about one-half of one percent of the loan.

Feel free to ask if you've further queries.

Sussane
Posted on: 30th Jul, 2009 09:18 pm


[System detected duplicate content, converted into image. Thanks.]
Posted on: 31st Jul, 2009 05:55 am
Angel

You did it again

Just repeated to what Sussane said

Thanks
Posted on: 31st Jul, 2009 09:26 am
helpjuly09


It protects the lender and it cvers only the first 20%(Deduct downpyament from this) of the loan


Good luck and feel free tl ask
Posted on: 02nd Aug, 2009 01:39 pm
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