Posted on: 10th Jun, 2013 11:40 pm
I have an income over 90k and year and my boyfriend earns 72k a year. I have a credit score of 820 whereas he has a score of 540. Both of us share only 2 bills – car payment and phone. Will both of us qualify for a mortgage in this given situation?
You have excellent credit scores Gerr! It will be easier for you to qualify for a mortgage without any hassle. However, it will be difficult for your boyfriend to qualify for a mortgage with the type of credit score and income he has.
Welcome Gerr,
Yes, your scores are excellent. Very few people have such great credit scores. Depending upon what you have mentioned, it will be easier for you to get a mortgage. So, it will be better if you could leave aside your boyfriend while closing the deal.
Yes, your scores are excellent. Very few people have such great credit scores. Depending upon what you have mentioned, it will be easier for you to get a mortgage. So, it will be better if you could leave aside your boyfriend while closing the deal.