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what is suspense balance?

Posted on: 10th Nov, 2009 03:04 pm
i went in to view my account activity on mortgagequestions.com and in the suspense balance it said $0.00 what exactly is suspense balance?
Hi,

As far as I know, a suspense account is just a temporary account where doubtful receipts and disbursements are kept before finalizing an account. This is done for accounting reasons. Since the suspense account balance is $0, it seems to suggest that your account is fine and there have not been any discrepancies that need further analysis prior to the finalization of your account.
Posted on: 11th Nov, 2009 02:13 am
IF THERE IS A BALANCE IN THE SUSPENSE ACCOUNT THEN WHAT DOES IT MEAN?
Posted on: 18th Nov, 2010 08:35 am
Welcome triciahavens,

If you have excess money in the account, then you will get it back at the year end.
Posted on: 18th Nov, 2010 11:10 pm
A Suspense Balance is Typically Payments made by you or monies deemed overages (reimbursement from over paying insurance) that have not been applied to your principle. Suspense Balance is seen often when a loan is default
Posted on: 13th Mar, 2013 06:01 am
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