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What is a quick claim deed?

Posted on: 05th Oct, 2006 10:56 am
At a Tax Lien Auction, they told us they do a quick claim deed transfer. Does that mean we own it, and what risks are involved with doing this? Thank you!
Hi,

A quit claim deed is used to transfer ones interest in the property to someone else.
"At a Tax Lien Auction, they told us they do a quick claim deed transfer."
What they meant that they will transfer rights of the property in your name by way of a quit claim deed.

Thanks
Rangel
Posted on: 05th Oct, 2006 11:12 am
Hi,

The risk with quit claim deeds is that they do not guarantee that the person transferring his interest has a clear title. It might happen that there are previous liens on the property and those claims can arise afterwards which you will have to face.

N.Wyman
Posted on: 05th Oct, 2006 11:19 am
Thank you for your help. Is there any risk involved in this when buying from an auction? I assume after you do your research and make sure there are no liens on it or anything it would be fine to do, is that correct? Thank you for your help!
Posted on: 05th Oct, 2006 11:20 am
Sorry N Wyman, I asked the question that you had already answered it just hadn't posted yet. Thank you all for your help.
Posted on: 05th Oct, 2006 11:22 am
Thats ok, happens sometimes with me also :)

You can also go through these two articles about Quit claim deeds and how to do a title search which can make sure you have clear title to the property.

Thanks
N.Wyman
Posted on: 05th Oct, 2006 11:32 am
Hi ktautrey,

"Does that mean we own it? "
In a tax lien auction, the government authorities sell a property having a tax lien. The deed used to transfer title to the property after the sale is a tax deed. It's a kind of quit claim deed which transfers title to the buyer but does not give the assurance that the title is free from any lien.

In general, quit claim deeds are used to transfer interest in the property to another person without ensuring that the property has clear title.

"what risks are involved with doing this?"
I don't find any risks involved in it as the deed is just used for the transfer of property which is valid only if the deed is recorded at the Registry of Deeds.

Thanks,

Caron.
Posted on: 05th Oct, 2006 09:36 pm
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