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can a 2nd party help my mortgage?

Posted on: 05th Oct, 2010 07:07 pm
if i am buying a house in my name alone, can my boyfriend give me a cashier's check for half the cost of the house without any trouble from the mortgage lender or IRS? can we draw it up as a personal loan from him to me or does it even matter?
Hi arkrx,

Rather than showing it as a personal loan, your boyfriend can issue a gift letter to you. You can show the gift letter to the lender and he won't object to the money.

Thanks
Posted on: 05th Oct, 2010 09:43 pm
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