Posted on: 20th Aug, 2009 06:37 pm
30 yr.fixed mortgage with closing cost included from AFS Advanced Financial services, Inc. from Newport, Rhode Island
You need to check with yoru loan officer
Hi Hyperherb,
Closing costs may vary from state to state. You need to contact your lender and he would be best person to explain you about the closing costs. Some of the major factors considered while calculating the closing costs include the purchase price of the property, the total loan amount, interest rate and terms as well as the discount points. Some of the other fees that are included in closing costs are origination fee, lender fees, lender title insurance, escrow fees, appraisal fees, fees to transfer ownership etc.
Closing costs may vary from state to state. You need to contact your lender and he would be best person to explain you about the closing costs. Some of the major factors considered while calculating the closing costs include the purchase price of the property, the total loan amount, interest rate and terms as well as the discount points. Some of the other fees that are included in closing costs are origination fee, lender fees, lender title insurance, escrow fees, appraisal fees, fees to transfer ownership etc.
nobody else can quote you closing costs from a specific lender other than the loan officer or processor or other staff at that specific lender.
you need to discuss this with afs. if they've not given you a good faith estimate - just ask for it.
you need to discuss this with afs. if they've not given you a good faith estimate - just ask for it.
just email it to the loan officer of your lender and you will get all the facts clear.Because lender come to the closing cost considering all the varieties of fees so it differs from lender to lender because some of them offer loans for different time span so surely final value may differ.