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Getting a loan from land I own

Posted on: 25th Feb, 2010 03:49 pm
Our house is one 1 parcel, but we have 2 other parcels totally 20 acres. We would like to put an addition on our house, but due to the housing market, we cannot get a loan. Someone mentioned trying to get a loan against our land. How do we go about finding a bank that is willing to do this?
i own doublewide home on permint foundation 32 60 garage.i need loan for pay off of land value 160,000 need 50,000
Posted on: 25th Feb, 2010 04:46 pm
Hi tonieardley,

You can contact lenders who offer land loan. Depending upon your financial situation, credit score, employment history, etc. you may or may not qualify for a loan. You can even speak to the lenders of this community and seek a no obligation free mortgage consultation from them. This will give you a fair idea whether or not you would be able to get a loan. You will also come to know what type of rates and terms you would receive.

Hi deerone,

Is your double wide free and clear? If yes, then you can take a loan on your double wide and use the money to pay off your land loan.

Thanks
Posted on: 25th Feb, 2010 07:56 pm
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