Posted on: 17th May, 2010 05:39 pm
my ex wife has my prior home and is always late on the payments. my divorce decree states that she is responcible for it, since our divroce i have hired halo credit to repair my credit. so my credit score is only 608 right now due to her late payments on the house and on a car loan that she is also responcible for that is stated on the decree. i want a house bad, but keep getting turned down, i make my payments and always will. everyone has a past but this one keeps haunting me. how do i get a mobile home loan? should i buy some land first and pay cash so i have colladaral? help please
Hi timlumpkins!
Welcome to forums!
I guess your name is still mentioned on the mortgage of the prior home. As a result, it shows up on your credit report and the lenders are not ready to give you a mortgage. Your ex-wife has to refinance or assume the loan in her name first and then you would be able to get a mortgage in your name.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
I guess your name is still mentioned on the mortgage of the prior home. As a result, it shows up on your credit report and the lenders are not ready to give you a mortgage. Your ex-wife has to refinance or assume the loan in her name first and then you would be able to get a mortgage in your name.
Feel free to ask if you've further queries.
Sussane
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