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need help with a home loan

Posted on: 27th May, 2009 10:57 am
My husband and i want to buy a bigger house. We own the home we live in now. The bad thing is that we both have crappy credit scores. My mother wants to move in with us, and she has excellent credit, but she has no income right now.(she's trying to get SS).

My question is can we use my husbands income and my mothers credit to buy a home? We are willing to do whatever is necessary to get this house.
Hi tanz,

This issue has been discussed on the following page:
http://www.mortgagefit.com/loantalk/income-creditscore.html#98182 .

For further queries, please do not hesitate to post.
Posted on: 28th May, 2009 12:32 am
No, you cannot use the score from one person and the credit from another.
Posted on: 28th May, 2009 06:57 pm
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