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Student loan deferment and home loan

Posted on: 10th Dec, 2013 01:00 am
My federal student loans are in deferment? Will it be considered as a bad debt? How will it affect my chances of getting approved for a FHA loan?
Hi Guest,

Student loans are always a good debt. No lender will consider it as bad debt. However, the loan will be taken into consideration while calculating your debt to income ratio.

Take care
Posted on: 10th Dec, 2013 01:33 am
How long are your student loans guaranteed to be in deferment. Within a certain period of time, those debts will not count against you.
Posted on: 10th Dec, 2013 01:22 pm
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