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Dispute

Posted on: 28th May, 2012 01:08 am
We have a state tax lien showing released from 07. It's a mistake. We didn't owe any taxes from 07. We weren't even living in the state that filed the lien. I now have a letter from the state that says as much. We didn't owe any taxes, the lien wasn't just released it never should have been filed. I already disputed and it was verified since the lien IS in the registry. We are in the middle of the mortgage process. This tax lien is my "ace in the hole". I'm assuming that the CRA is going to take this as a "dispute" and I understand we cannot have any open disputes. If I initiate this process in this week, will it be done by the time we are set to close in late July? Please help. I really want this off my credit report.
It is very difficult to say whether or not the dispute will get resolved within the given period of time. You should immediately dispute the item so that it can be removed asap.
Posted on: 28th May, 2012 02:50 am
Hi Mandrock!

Welcome to forums!

Open disputes can be a problem for you when you decide to apply for a loan or at the time of loan closing. However, as Niicss has said, you can contact the credit bureaus and try to remove it asap so that you can get rid of that account.

Feel free to ask if you've further queries.

Sussane
Posted on: 28th May, 2012 09:25 pm
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