Posted on: 15th Dec, 2009 09:59 am

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Hi millerja,
Your down payment amount is good and you say your credit scores are also ok. But what could create a problem for you is the fact that you are self employed and have just started a business. You need to show the lender that you have been self-employed for at least 2 years to qualify for a home loan.
Your down payment amount is good and you say your credit scores are also ok. But what could create a problem for you is the fact that you are self employed and have just started a business. You need to show the lender that you have been self-employed for at least 2 years to qualify for a home loan.
Yes, you can buy a house without putting your husband's name on the mortgage.
But there should be documentation signed by your husband that he will not interfere with your property as you are owner of your property and though he is your husband but no right to interfere with your decesions related to property.
But there should be documentation signed by your husband that he will not interfere with your property as you are owner of your property and though he is your husband but no right to interfere with your decesions related to property.