Posted on: 20th Aug, 2010 03:11 pm
I was denied a Loan modification twice in a span of 2 years due to a debt to low income- ration with Chase. My long past APR has been 8.05%. How do I get out of this nightmare??? Chase is NOT accommodating at all!!!! I really would like to find a bank sensible to consumers, Chase is NOT!!!
A desperate homeowner!!!!!
A desperate homeowner!!!!!
Unless you have the required debt to income ratio, lenders will not be ready to give you a loan. You should pay off some of your debts which will improve your debt to income ratio and you would be able to qualify for a modification.