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Company Loan Type APR Est. Pmt.

equity loans w/out spouse approval

Posted on: 07th Jun, 2010 10:18 am
my husband and i are getting a divorce, he is letting me refinance our home in my name and i am in the process of doing so. i just found out he has a past due loan of about $7,000 through a company does mortgage loans. can he legally take a loan out against our home w/out my approval. we are both on the deed and the mortgage.
Hi Licy Lou,

As per my knowledge if the property and the mortgage in joint name then your husband cannot take a loan against your home without your approval. Consult with a good attorney and send a letter to your husband he has taken a loan against your property.
Posted on: 07th Jun, 2010 02:04 pm
my husband and I bought a quick sale home for cash but my name is not on the deed for credit reasons.Can he take out a loan on the house without my permission ?
Posted on: 20th Sep, 2012 10:17 am
how can I search for a loan taken out on my home done without my knowledge ?
Posted on: 20th Sep, 2012 10:25 am
Hi Diana,

If he is the sole owner of the property, then he can take out a loan on the property without your permission.

Thanks
Posted on: 20th Sep, 2012 10:23 pm
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