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Is it possible to get FHA loan with score less than 580?

Posted on: 03rd Jan, 2009 04:08 pm
The lender we are working with won't use me on the loan because my score is a 537. My husband's is over 580 so they want to just use him. The only problem is that limits our purchase to $50000 or less. We did find a HUD home that we are bidding on for $50000 but if they don't accept it we will have to figure something else out. Any suggestions? I am trying to raise my score but it takes time. Thank you.
hi,

If you have a credit score below a 580 it might be extremely hard to get a FHA loan in this current lending market. But there are other options when it comes to getting government loan.
but some banks will allow a FHA loan to go through with a credit score below a 580 if the bank or mortgage company gets an automated approval
Posted on: 15th Nov, 2009 08:38 pm
Trying to purchase my dream home cant find a lender my credit score id 540 the man is given me 30 days to find a lender Please help me!!!!!!!!
Posted on: 01st Sep, 2010 11:48 am
Posted on: 02nd Sep, 2010 02:31 am
I would like to borrow 20000 for a mobile home. I own my land, but my credit score is 567. Do you think it's possible?
Posted on: 05th Oct, 2010 08:58 pm
Hi jt,

Your query has been replied in the given page:
http://www.mortgagefit.com/know-how/about44827.html

Take a look it it. Hope it helps you.

Thanks.
Posted on: 05th Oct, 2010 10:16 pm
my credit score is 569,568,and 593 is it poss. to get a FHA loan even if i put $50,000 to $60,000 down , on a $140,000 house , i make aprox. $3700 a month .
been battleing high interest credit cards for years , when your young and dum things happen ..
Posted on: 27th Jan, 2011 02:32 pm
Hi Guest,

Your credit scores are quite low. There are very few lenders who will offer you a FHA loan at such low credit scores. You should speak to the local lenders of your area and apply for a mortgage. They will let you know whether or not you can get a mortgage.

This community has a large number of lenders. You can seek a no obligation free mortgage quote from them and check out if they can help you in this regard.

Thanks
Posted on: 27th Jan, 2011 11:27 pm
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