how can i get a fha loan

hi kbentivegna,

you'll have to refinance your present loan in order to get a lower interest rate. this will help you in reducing your monthly payments. however, in order to get a fha loan, you would require a good credit score and income. do you have equity in your property? if yes, then it would be easier for you to refinance a loan.

i would suggest you to speak to some of the local lenders of your area and check out whether or not they would approve you for a fha loan. you may even speak to the lenders of this community and seek a no obligation free mortgage consultation. this will help you know whether or not you would get a loan.

thanks

you didn't indicate the type home you have, which could be important. all you need to do is contact a lender, or lenders, to determine what you'll qualify for. if your credit is clean and you have sufficient income and equity in the property, there ought not be much difficulty for you in obtaining a refinance.