Posted on: 14th Jan, 2013 11:52 pm
My fiancé and I are trying to finance our first house. I have excellent credit but not enough income while she has bad credit with plenty of income. Is there any way to work with this so that we can get financed?
What about your employment? Are you employed for the past 2 years. If not, it will be difficult for you to get approved for the loan.
Make sure you are employed for at least 2 years. Since you have good credit, you can apply for a loan. Your wife can become the co signer of the loan. Thus, your lender may agree to approve your home loan request.