Posted on: 24th Aug, 2010 10:39 am
on our divorce decree it states that my exhusband is resposible for the payments on the mortgate, etc. we also have a quit claim deed. i didnt realize until i had my credit pulled that i was still on the mortgage. im trying to buy my own house after 2 yers of living in an apartment. is there a way i can get my name off of the mortgage?
You will have to ask your ex-husband to refinance the loan or to assume it in order to remove your name from the mortgage. Once he does so, you would be released from the liability of paying the loan. Then, you would be able to get a mortgage for your property.
You will have to refinance. I know of some lenders that will omitt the mortgage payment if you provide a divorce decree and proof that your husband has been making those payments.
