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Gift letter for mortage down payment

Posted on: 07th Dec, 2009 11:37 pm
My girlfriend is buying a manufactured home. Can I gift her half of the money for the down payment if she is going to put my name on the deed?
Thanks
Hi Guest,

You can gift half of the money to your girlfriend for the down payment. However, the lender may want a copy of the gift check and also a copy of the statement which shows that it was deposited into her account. You may also have to write a gift letter for that amount. To know more about gift letter, check out the given link:
http://www.mortgagefit.com/gift-letter.html

Take care.
Posted on: 08th Dec, 2009 01:30 am
I want to be co-owner on the DEED and help with the mortgage payments. I am not going to be on the mortgage. Can I do that? Being unmarried I have to file taxes as single...
Can I claim ownership of the house or affirm on my tax return that I own a house or purchased a home without being a bank borrower/?

Thank you
Posted on: 10th Dec, 2009 11:26 pm
if your name is on deed, you are the owner. but since you do not want to be on mortgage, not be in a position to get tax benefit.
Posted on: 11th Dec, 2009 08:26 am
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