Posted on: 17th Dec, 2012 09:48 am
I'm trying to figure out ways to boost my husbands credit so we can get a home loan to buy a home finally. Problem is his score is 547 we've been paying Care alone debt solutions for a year his score actually went down instead of up and we keep getting denyed for both personal loans and credit cards to help build his credit back up! Can anyone help us please we're desperate at this point because we want to own our home and stop renting finally!!
Care one not care alone sorry!
Contact all the collection accounts and make a settlement, try for the pay for delete option, and write on your check this account to be removed from credit report by cashing this check for payment in full. Once you have worked on the derogatory accounts, try to get a relative to add you on as an authorized user, you will instantly benefit from their account. Also you can obtain a secured credit card from local credit unions which will help boost his credit. Good luck-
Hi Merejenkins!
Welcome to forums!
You can check out the given page in order to know some steps to improve your scores: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You can check out the given page in order to know some steps to improve your scores: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane