Posted on: 13th Jun, 2010 07:07 pm
My wife and I are trying to get a mortgage for a house that we both like. Unfortuately, I make all the money and my wife stays home with the kids. My wife has good credit and my sucks ass big time. is there anyway that we can have her apply individually and use my income?
Welcome cbailey,
Your wife should have some kind of income in order to get a mortgage in her name. Though you co-sign for the loan, the lender will check her income before originating the loan.
Your wife should have some kind of income in order to get a mortgage in her name. Though you co-sign for the loan, the lender will check her income before originating the loan.