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IRA funds for downpayment

Posted on: 31st Oct, 2011 01:29 am
Hello there… Can I use my IRA funds for a down payment on a house that I’m planning to purchase?
Hi Cherry,

As far as I know, you will be able to use your IRA funds for a down payment on your house. If you're a first time buyer, then you can use the IRA funds without penalty as a down payment for your property.

Take care.
Posted on: 31st Oct, 2011 01:33 am
Hi Cherry!

Welcome to forums!

I agree with Sara. You can use the funds in your IRA in order to pay the down payment for your new property. However, this will jeopardize your retirement savings. So, it's better to save money for you down payment separately.

Feel free to ask if you've further queries.

Sussane
Posted on: 31st Oct, 2011 07:28 pm
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