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Company Loan Type APR Est. Pmt.

Judgement and a VA loan

Posted on: 05th Jun, 2012 11:46 am
I am in the middle of a VA home loan. About 40% finished. I have a judgement against me from 2007 for an old medical bill for approx. $6,200.00
Is this going to kill my chances of the loan getting approved?
Judgment will have to be paid.
Did loan officer not go over this?
Posted on: 05th Jun, 2012 05:11 pm
Hi Michael,

I agree with Tom Burris. It is very important to pay off the judgment in order to get any kind of loan. If there is a judgment mentioned in your credit report, the lender will insist that you pay it off before you get the loan.

Thanks
Posted on: 05th Jun, 2012 07:53 pm
I just wish they would have said this from the very beginning instead of now. On a better note, I contacted the court here and it's not for $6,400. It's for $3,200 which is more doable I think. Don't know why it's showing up as $6400
Posted on: 06th Jun, 2012 01:34 am
It's probably $6,400.00 because of interest, administrative and legal fees. And it'll keep increasing until it's paid.
Posted on: 06th Jun, 2012 09:15 am
Wasn't so bad. Came up to $4,500, all paperwork got submitted and moving forward again :)
Posted on: 14th Jun, 2012 09:41 am
Congrats Michael!! :)
Posted on: 15th Jun, 2012 12:06 am
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