Posted on: 30th May, 2009 08:21 pm
with a credit score about 578 due to a bankruptcy but with a good size downpayment & been employed for 15 years in the USArmy can i get financed on a modular home
christybullock you need to improve your credit score a little bit to qulify for loan. Atleast 620.
Also why do you want to rush as of now when the market is still goign down.
Probably with some consistant payment, you shoudl be able to get to 620 number in 6 - 12 months.
Keep you payments current and donot apply for any new credit cards or loans.
Also why do you want to rush as of now when the market is still goign down.
Probably with some consistant payment, you shoudl be able to get to 620 number in 6 - 12 months.
Keep you payments current and donot apply for any new credit cards or loans.
Hi christybullock ,
Welcome to our forum.
If you have low credit score you cannot get loan as you say is you making big down payment.
I would like to advice you that make 600+ Credit score first. Pay all bills & do not apply for new credit card.
Thanks & Regards.
Welcome to our forum.
If you have low credit score you cannot get loan as you say is you making big down payment.
I would like to advice you that make 600+ Credit score first. Pay all bills & do not apply for new credit card.
Thanks & Regards.
Hi i would advise to get your score around 620 if your not in a rush to get the place. Getting your score up to par at 620 with big down payment and i dont see no problem as loan as your other finances are in good standing.
christybullock browse this website and forums you will find some good suggestions on how toimprove your score to meet eh loan requirments.