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Getting mails with loan requests

Posted on: 20th Jan, 2013 01:20 am
Hi there… I keep on getting e-mails from various lenders in my inbox stating that I can qualify for a loan at a given interest rate… Is this true? Can I apply for loans with them? What do I actually need to do with these e-mails?
Hi Guest,

The e-mails that you get are mainly mass e-mails which lenders send to everyone in order to tap prospective buyers. You may apply for these loans but unless you meet the required criteria of the lender, you may not qualify for that loan. And, it is ofcourse not mandatory for you to do anything with the e-mails!

Thanks,

Jerry
Posted on: 20th Jan, 2013 01:57 am
Hi Guest!

Welcome to forums!

If you're not interested in taking out a mortgage, then you can simply ignore the e-mails. Moreover, many people believe that rather than giving importance to these e-mails, it will be better if you could shop around and get rate quotes from mortgage lenders and then decide on taking loans.

Feel free to ask if you've further queries.

Sussane
Posted on: 20th Jan, 2013 07:27 pm
Do you really need to take out a loan? If yes, then you can talk with some lenders. However, if you aren't interested in obtaining a loan, it's advisable that you simply ignore these mails.
Posted on: 23rd Jan, 2013 04:46 am
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