Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

parents loaned me money for my house

Posted on: 11th Oct, 2010 05:03 pm
Upon my seperation and eventual divorce, my parents bought a foreclosed property for myself and children contingent upon giving them my lump sum I would be getting from disability. I have done so and only owe them a small amount now. We did not put my name on the deed due to the situation and the time as well as credit issues.

However, now I would like to access some of the equity I have. How would a quitclaim work in this situation. It was not a gift, so I don't want them to get socked on taxes, but we also never filed a "contract".
hi heldski!

welcome to forums!

if the property is in the name of your parents, then they should sign a quit claim deed and transfer the property to you. they can mention a stipulated sum of money in the property deed as the sale price which will not make it a gift transfer. you can even contact a real estate attorney and he may be able to help you further in this regard.

feel free to ask if you've further queries.

sussane
Posted on: 11th Oct, 2010 09:19 pm
Page loaded in 0.107 seconds.