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Posted on: 27th Dec, 2012 01:24 am
I was divorced and lost the house and custody of my four children. My business is gone, I am declaring bankruptcy within the week and I need a fresh start. I have no savings but a good job, my fiance and I have been paying rent of 850 - 1000 a month for almost three years but would like to buy a house soon. The reality is that I had a 780 credit score for 17 years and have had some very bad luck recently and that quality of credit is long gone. In such a situation, will I be able to qualify for a mortgage to buy a house?
Hi lavender,

If you're planning to file bankruptcy, then it won't be a good option to look out for a loan. If your fiancée has a good credit score and income, then that person can try applying for a mortgage to buy a home.

Thanks,

Jerry
Posted on: 27th Dec, 2012 01:55 am
Posted on: 27th Dec, 2012 04:49 am
If you declare your business as bankrupt, then you won't get eligible for a loan for several years.
Posted on: 27th Dec, 2012 11:29 pm
Have you planned anything to save your business from going into bankruptcy. Bankruptcy should be the last option. Its negative effects are very serious. So, I would suggest you to try out something to save your business from going into bankruptcy.
Posted on: 27th Dec, 2012 11:31 pm
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