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Qualify for mortgage

Posted on: 26th Apr, 2013 02:58 am
I have a low credit score – 602. But I have 20% down payment. Will I be able to qualify for a mortgage?
Hi Yen,

Though you have 20% down payment with a score of 602, you won't be able to qualify for a conventional loan. You will have to improve your scores and then look out for loans.

Thanks,

Jerry
Posted on: 26th Apr, 2013 03:29 am
Hi Yen,

With a low credit score, it will be quite difficult for you to qualify for any kind of loan. Nevertheless, you can still try for a FHA loan. You can contact the local FHA lenders and they will let you know whether or not they will give you a loan.

Thanks
Posted on: 28th Apr, 2013 08:27 pm
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