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how to remove my name off mortgage loan

Posted on: 06th Dec, 2008 05:45 pm
i purchased a home initially by myself and then later added my brother to the title. now i am trying to move and leave him the house but i do not want to be on the mortgage loan or title. what are my options for removing my self, so i can purchase another home?
Hi holly,

You can sign quit claim deed forms in order to transfer the car and the house to your ex. This will help you in transferring the property. However, you ex needs to refinance the loans in his name in order to release you from the liability of paying the loan. Unless he does so, you would remain liable for the loan.
Posted on: 20th Aug, 2010 12:37 am
My soon to be ex-wife is residing in our home. I moved out per lawyer for her to take possession of property. She wants to do a Quick Claim Deed. Will this remove me from all liablity to this home. She wants 3 yrs to refinance the home.
Posted on: 04th Feb, 2011 04:03 pm
welcome lexus,

the quitclaim deed will remove your name from the property but it won't remove you from the mortgage docs. your ex will have to refinance the mortgage in her name in order to get yourself released of all the liability regarding the mortgage.
Posted on: 06th Feb, 2011 09:36 pm
how can i force someone to take my name off of a mortage loan, his name is on the title deed
Posted on: 22nd Dec, 2011 10:58 am
Hi winifred,

You can ask the person to refinance the mortgage in his/her name and get the loan transferred. However. I don't think you will be able to force him/her to take your name off the mortgage.

Thanks
Posted on: 22nd Dec, 2011 09:58 pm
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