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Company Loan Type APR Est. Pmt.

Re-negotiate mortgage interest rate

Posted on: 01st Nov, 2013 02:34 am
We have locked in our mortgage interest rate. If the rates go down for some reason, will we be able to re-negotiate it?
Hi Guest,

There are certain guidelines which the lender will follow in order to re-negotiate the rate. It will be solely the discretion of the lender whether or not your rate will be re-negotiated.

Take care
Posted on: 01st Nov, 2013 03:05 am
Hi Guest,

Not all lenders will be ready to re-negotiate the mortgage interest rate after the rate is locked. You may not be able to change the rate unless the rate lock gets expired.

Thanks
Posted on: 03rd Nov, 2013 07:01 pm
It depends upon the lender if you can re-negotiate the mortgage interest rate. If you can convince him, then he may agree to it.
Posted on: 05th Nov, 2013 08:52 pm
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