Posted on: 03rd Jun, 2009 02:41 pm
My husband and I are applying for a RD home loan, my credit scores are 605,642, 606. We were told that we wont qualify for this loan because I dont have a score of 620, but my husband's scores are at least 630-650. Can we still not qualify even though his credit score is above 620?
HE can qualify. To make this work, only your husband would apply for the loan. This means only his income would be used. If he can qualify based on his income alone, then that would be the course of action to take.
if your husband income is sufficient, ask him to apply as he has good credit score.
