Posted on: 29th May, 2009 03:09 pm
my fico is in the mid 620 range. can i get a mortgage loan with at a decent rate w/20% down? can i go stated or are lenders not doing that anymore?
620 you can probably do FHA, but they will need proof of income and good emplyment history.
Do you have W-2 for the last two years which you can produce?
Do you have W-2 for the last two years which you can produce?
Maybe 25 or 30% down with a stated income feature
i should mention i havent been in the same line of work either... but since im going full doc, will that matter?
You shoudl be ok, if you go full doc.
Keep supportign documents of your employment history.
Keep supportign documents of your employment history.