Posted on: 10th Apr, 2013 11:49 pm
Hello there… my loan officer asked me to provide several things… one of them is my last 2 years tax returns. Is my federal returns enough or do they need both my federal and state?
Ask the loan officer. I would say just federal because states generally use the federal AGI.
It will be better to provide the lender with both the federal as well as state tax returns for the past 2 years.