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Maryland wet state for refinances?

Posted on: 29th Sep, 2009 01:02 pm
i need some clarification. i understand that maryland is a wet state as far as purchases go, but is it a wet state for refinances?? my concern is that if the docs are drawn for a tuesday, then for a purchase, they have to be signed on that tuesday. but for a refinance, if the docs are dated for a tuesday, can they be signed on wednesday and then still fund after the 3 day right to cancel??
what exactly is a "wet state"? I take it that it has nothing to do with weather?
Posted on: 29th Sep, 2009 02:49 pm
Accordign to this law the agents are required to relase the funds on or before closign date

This assures the seller that they will recive the payment on closing
Posted on: 29th Sep, 2009 07:43 pm
Hi clenard,

As far as I know, Maryland wet settlement laws are applicable to both purchase and refinance transactions. This means the docs have to be signed on the same date when they are drawn. The funds also need to be disbursed on or before the closing date of the refinance. This is a requirement for both purchases and refinances.
Posted on: 30th Sep, 2009 12:17 am
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