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Is this home elidgible for financing by a qualified buyer?

Posted on: 27th Aug, 2008 11:56 am
[MLS Listed:$56,900.00] Located in bucolic high-end suburb with very highly-ranked schools, a [1460 sq. ft. - 3Bed/2Bath] 1979 (14x72) Manufactured Home with 1990 (12x50) Site-built Addition; 2004 Architectural roof & mechanicals replaced .... your thoughts??
FHA will do double wides, but being 14 ft, that sounds like a single wide. Single wides are very difficult to get done anymore.
Posted on: 27th Aug, 2008 04:18 pm
Thank you for your reply; and yes, you are correct. It would not qualify with FHA, since the Title is for Home only, no land included; please however note that this split level style home is permanently attached to .20 acre leased lot with public water and sewer in a homeowner occupied, all age, American Residential Community.
Posted on: 27th Aug, 2008 07:22 pm
Without land, it is mre like financing a car vs a home, a regular mortgage is not an option. Try using a combination of other credit lines that the borrower already has...credit cards, personal credit lines. You could also try stopping into a mobile home dealership and inquiring if they have any options for you. Sorry, I'm not much help.
Posted on: 28th Aug, 2008 05:08 am
Without land, it is more like financing a car vs a home, a regular mortgage is not an option. Try using a combination of other credit lines that the borrower already has...credit cards, personal credit lines. You could also try stopping into a mobile home dealership and inquiring if they have any options for you. Sorry, I'm not much help.
Posted on: 28th Aug, 2008 05:09 am
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