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If I get a year contract to rent out my mobile home, will the payment still count against me?

Posted on: 23rd Feb, 2011 11:41 am
My mobile home is the only thing holding us back from buying a house and I can rent it out for more than the payment. Just wanted to know if that would hurt me on a mortgage loan.
Yes - you need to show two years as a landlord just like any other self employed business, before the banks allow you to count the rental income.
Until then you will have to count all debts in your ratios for qualifying purposes
B
Posted on: 23rd Feb, 2011 01:34 pm
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