In the state of NV who do youf file a novation with

Hi heath,

If you want a novation, then you will have to contact your lender in this regard. It will be completely the lender's discretion whether or not he will give you the option of novation. To know more about novation, check out the given page:
http://www.mortgagefit.com/know-how/novation-mtg.html

Thanks,

Jerry