Posted on: 08th Sep, 2008 03:51 pm
i live in ny. i had a chapter 7 bankruptcy. i have been paying and never late on my mortgage payments and want to reaffirm with them. i called chase (my mortgage lender) and they said i cannot reaffirm. i don't believe them. there has to be a way to do this. also, the bankruptcy lawyer that i used before is not available anymore. please help!
If my bankrupcy closed about 3yrs ago how long would it take to reopen it to file for a reaffirmation?
Hi Woowoo!
Welcome to the forums!
Reaffirmation should be done when you're in bankruptcy. Now that 3 years have passed since your bankruptcy filing, I don't think you will be able to get the reaffirmation.
Feel free to ask if you've further queries.
Sussane
Welcome to the forums!
Reaffirmation should be done when you're in bankruptcy. Now that 3 years have passed since your bankruptcy filing, I don't think you will be able to get the reaffirmation.
Feel free to ask if you've further queries.
Sussane
Can I refinance with another mortgage lender I have been discharged for over 3 years but I did not reaffirm with the the present lender but do want to take over being responsible for the property do I have to see an attorney I have made timely payments for awhile now in January I will have gone a whole year without being late I would like to take advantage of the streamline program for FHA loans I hope you can help
I forgot to tell you I live in ohio
Hi bockey,
As you haven't reaffirmed the mortgage, I don't think any of the lenders will be ready to help you with a refinance.
As you haven't reaffirmed the mortgage, I don't think any of the lenders will be ready to help you with a refinance.
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