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reverse mtg for mobil home

Posted on: 08th Oct, 2010 12:21 pm
I live in New York. I have a double wide mobil home and live in a park. My husband is 62 and i will be 60. we're both disabled. do you think we could get a reverse mtg.

thank you
Welcome woodtable,

As your husband is 62 years old, he can apply for a reverse mortgage on the mobile home. You won't be able to apply for a reverse mortgage as you're not 62 years old. If there is equity in the property, then your husband should contact the local lender and apply for it. However, most lenders prefer giving a mortgage on a conventional home compared to a mobile home.
Posted on: 08th Oct, 2010 08:37 pm
Hello. and thanks for writring back. How do we go about finding out who the local lender is/ Should we go through the office of the ageing here?

thanks again. look forward to hearing from you,
Posted on: 08th Oct, 2010 09:40 pm
We have out mtg through an out of state lender. do we need to contact them. thank you
Posted on: 11th Nov, 2010 08:19 pm
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