Posted on: 27th Oct, 2010 09:29 pm
I am filing for chapter 7 in NC. I am including my house in the filing because it is under water. My wifes name and mine are on the deed, I am the only one on the mortgage loan. All other deibts are in my name. Will she have to file as well ?
Welcome RDH,
It is not mandatory for her to file bankruptcy. You can file bankruptcy alone and get a discharge from the dues. If you wish to save the property, you can reaffirm the mortgage and pay off the dues.
It is not mandatory for her to file bankruptcy. You can file bankruptcy alone and get a discharge from the dues. If you wish to save the property, you can reaffirm the mortgage and pay off the dues.