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Company Loan Type APR Est. Pmt.

tax on interest in owner financing

Posted on: 18th Sep, 2010 11:11 pm
We are considering offering owner financing on a house we are selling. The full purchase price is about 15% less than our cost of the property. If we finance over 7 years, the total received, including interest, will not exceed our original cost. Do we report the interest payments, and will we have to pay tax on them? If we are taxed on the interest portion of the payments, we will actually be losing even more money.
Hi vro1746,

Welcome to mortgagefit,

You can set off the losses in your annual tax return only if it is an investment property and this facility is not available for personal home (first time home buyer's)

Whether it is an investment home or your personal home?

Feel free to ask any further query.
DIPA
Posted on: 19th Sep, 2010 04:27 am
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