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Who owns tempe home if no buyer turns up for foreclosure?

Posted on: 15th Jan, 2007 08:34 pm
I sold my tempe home 4 years ago and furnished financing to the buyers with seller carryback, The buyers agreed to pay me $80,000 in monthly payments of $750 per month, plus interest over 10 years. The buyers are currently going through divorce and thus they have stppoed ,making payments. The title company has scheduled foreclosure sale at the company office. Will the foreclosure be a silent auction or will buyers bid against each other? Who owns this tempe home id potential buyers don't turn up for the foreclosure sale? The new buyer will have to pay recording fees, title company fees but who will pay these costs if there is no buyer for the tempe home?
From my understanding I can say that if there isn't any buyer, you can get back ownership rights on your property.
Posted on: 15th Jan, 2007 09:09 pm
Welcome Martin.

The foreclosure sale at the title company's office will be a public auction. So, the title company will accept bids from potential buyers until and unless someone opts for the highest price. However, in case there isn't any buyer for the tempe home, you can expect to get back the property.
Posted on: 15th Jan, 2007 10:03 pm
Martin, if you are the new buyer, then you will have to pay the recording fees, title company fees etc.
Posted on: 19th Jan, 2007 09:41 am
Hi Martin,

If no buyer turns up for the foreclosure sale, you will not be provided with any of the costs which you require to pay. But you will have the benefit of an increased tax basis in the tempe home for the costs you pay.

In case you become the owner of the tempe home, you will have to pay the property tax and monthly payments on home loans that are primary to the seller carry back loan. And, you will be allowed to occupy the property immediately after foreclosure so that you can rent or sell the property.

Thanks,

Caron.
Posted on: 20th Jan, 2007 03:50 am
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