Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Mortgage interest deduction on second home

Posted on: 22nd Oct, 2006 09:10 pm
I am looking of buying a small condo for use as a second home. Can i able to write off all the mortgage interest on the condo, as already i do the interest payment for my primary home.

Thanks.
Hi Jacob,

Welcome to the forums.

You can write off the mortgage interest on a second home under certain circumstances. Refer to our previous discussions on Deduct interest on second home and Mortgage interest Deduction.

Thanks,

Caron.
Posted on: 22nd Oct, 2006 09:42 pm
Hi Jacob,

I support Caron. In addition to that I just want to share some more information on it.

The IRS allows taxpayers to deduct interest on a combined mortgage debt of primary and secondary home for maximum of $1 million. In other words, we can say that as long as the total amount for two loans together does not exceed $1 million, you can write off all your interest payments for both the homes.

But I just suggest you to consult with an accountant before buying the second home. Because the purchase may makes you eligible for several other deductions also.

Thanks
Posted on: 23rd Oct, 2006 03:02 am
Page loaded in 0.083 seconds.