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Company Loan Type APR Est. Pmt.
Mortgage Community Forums | Loan Talk for First Time Home Buyers | Refiance

Refiance

Posted on: 03rd Apr, 2009 11:23 pm
i purchased a house 7 months back & i have paid six instalments of $ 2,109.97 each. i am paying 6.2% interest, my balance is 285,000/-. is it a right time to refinance as the interest rates as come down.

thank you
it might be a good time since rates dropped to 5% and lower...if you're going to be in the house long enough so that you recoup your expenses in a reasonable amount of time, that's the key factor to look at.
gmakerley
Posted on: 04th Apr, 2009 11:55 am
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Anonymous
Posted on: 06th Apr, 2009 05:51 am
oh look...all those people over there that are online? they're online right now too! i bet they'd love to talk about your mortgage too.
gmakerley
Posted on: 06th Apr, 2009 12:34 pm
Hi george hehe be nice! haha :) I know he posts everywhere hehe... Gets annoying. Anyways back to the question. It would benefit you if you are planning to live here for a long time. If you can get a rate of around 5% or lower you will start saving money in a very short time. Its really up to you...
Garysnober
Posted on: 06th Apr, 2009 12:47 pm
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