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paying off mortage with lump sum

Posted on: 04th Jun, 2009 01:30 pm
I would like to determine what the actual dollar savings would be by paying off a $205000 mortgage with a lump sum payment considering the loss of the tax deduction at a Fed tax rate of 28% and a State tax rate of approx 6%? Also, if one pays an extra lump sum payment much smaller than the mortgage itself, does the monthly payment in effect show a smaller payment to the interest ratio on the payment?
Norbert

Welcome to the forum.

You can find different calcultors on this forum.

Check this out here

http://www.mortgagefit.com/calculators/

Good luck and feel free to ask.
Posted on: 04th Jun, 2009 09:12 pm
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