Posted on: 16th Jun, 2009 08:48 am
I purchased a house in florida 2005 and only stayed 3 months. The seller (realtor) wasnt honest and the house had some major septic problems and became uninhabitable. House went to forclosure, the broker was turned out to be crooked and in the process the loan was sold to countrywide who didn't help. This was a fha 100 finance no money down. The house sold 1 year ago. My credit suffered 473 middle. I hired credit service and started to increase. I'm waiting to get to 520 and see if i can get a mortgage. I have kep everything on time (car ) no credit card debt. Is it realistic to think i could get a mortgage by August. I've been in my credid program since April. If so who would i go to for a mortgage with a score less than 580.
piarcoo
Welcoem to teh forum
If you want buy gaian, you will need minimum of 620 to get a FHA loan with 3.5% down payment
Since you have forclosure on yoru report, you also need to waiti for 3 years before you can get FHA loan
Good luck and feel free to ask
Welcoem to teh forum
If you want buy gaian, you will need minimum of 620 to get a FHA loan with 3.5% down payment
Since you have forclosure on yoru report, you also need to waiti for 3 years before you can get FHA loan
Good luck and feel free to ask