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Company Loan Type APR Est. Pmt.

1ST MORTGAGE VS 2ND MORTGAGE

Posted on: 16th Jul, 2009 07:49 pm
do you have to pay off a 2nd mortgage before you pay off the 1st mortgage in a refinance?
no, sharon; each would be paid off at the same time. did i understand you correctly?
Posted on: 17th Jul, 2009 08:32 am
do you want to go for refinance? if that is the case, you can consolidate loans by refinance.

you are answerable for payment of both the loans

The interest rates on a second loan are higher to that of the first loan. This is primarily because if you default, you will be paying off the first loan prior to that of the second and as such there is a risk involved in offering second mortgages.
Posted on: 17th Jul, 2009 11:34 am
oh my...
Posted on: 17th Jul, 2009 12:14 pm
My 2nd is not willing to modifty...but my 1st mort has? The 2nd has a high interest rate and Im struggling to pay it and may file bankruptcy. What should i do
Posted on: 03rd Feb, 2011 06:45 am
hi karey,

you should keep on negotiating with your second mortgage lender and check out if he considers your loan modification request now. in case, he doesn't consider your request, then you may think of filing bankruptcy.

thanks
Posted on: 03rd Feb, 2011 11:02 pm
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