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first time homebuyer question

Posted on: 27th Jul, 2009 01:07 pm
Hello all. I would appreciate a little help on this one.... Here is my situation:

I have had a land-contract deal with my builder since 2002. The house is still in his name. I am still living in the home, and have claimed the interest on my tax deductions. I am applying for a conventional bank loan this month. Could I still be considered a first-time homebuyer for purposes of the tax credit since the house is never been in my name and have never had a ''conventional'' loan? I do meet the rest of the criteria....
bradley123

Welcoem to the forum

Probably you need call the government agency to clarify this.

You are kind of in a unique situation

Good luck and feel free to ask
Posted on: 27th Jul, 2009 08:36 pm
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